supplemental Benefits


PDF PRESENTATION                       VIDEO PRESENTATION

To view a pdf version of the supplemental benefit PowerPoint presentation, please click the link labeled PDF PRESENTATION above.  To view a Tegrity video presentation, please click the link labeled VIDEO PRESENTATION above.


Personal Accident Indemnity Plan (AFLAC)

Provides 24-hour accident coverage to covered employees and eligible dependents.  Qualifying events include those due to an accident and resulting in: admission to a hospital; emergency transportation by ambulance; emergency treatment in a hospital, urgent care facility, university infirmary, or physician's office; confinement in an intensive care unit; or physical therapy.  Diagnoses include: dislocations, fractures, eye injuries, broken teeth, paralysis, burns, lacerations, concussions, and others.  An optional spouse disability rider is available as well.  See brochure for full details.  Payment is supplemental to benefits paid by any other insurance policy and is made directly to the employee by AFLAC.  To file a claim, print and complete the Accident Claim Form and fax to Hunter Benefits Group at 256.383.9523.  To enroll, you must print and complete the Enrollment Form and submit to the Office of Human Resources during the Open Enrollment Period each year.  A wellness benefit is payable once per year per policy.  To file a wellness claim, print, complete, and fax the Wellness Claim Form to Hunter Benefits Group at 256.383.9523.  Policy rates are as follows:

    

Plan Type Monthly Premium Bi-Weekly Premium (24 deductions/year)
 
Employee Only $21.58 10.79
Employee & Spouse $30.55 $15.28
One Parent Family $34.97 $17.49
Two Parent Family $45.50 $22.75

Group Voluntary Cancer Insurance

The University has, for many years offered a supplemental cancer policy through Professional Insurance Corporation (PIC).  In 2009, the University decided to offer a more current cancer policy which provides greater benefits to employees.  Below is the information for both policies.

    PIC Group Voluntary Cancer Insurance:

    To view the PIC cancer policy, please click here or the Cancer/Intensive Care
    Insurance link in the menu on the left.  The rates for this policy are as follows:
 

  Plan Type Monthly Premium Bi-Weekly Premium (24 deductions/year)
 
HIGH PLAN Individual $6.00 $3.00
Family $9.25 $4.63


 

    Allstate Group Voluntary Cancer Insurance:

    The Allstate Cancer Policy provides benefits for the necessary treatment of    
    cancer or a specified disease.  Treatment must be received in the United
    States or its territories.  See the brochure and schedule of benefits for full
    details.  Payment is supplemental to benefits paid by any other insurance
    policy and is made directly to the employee by Allstate.  To file a claim, print
    and complete the Cancer/Specified Disease Claim Form and fax to Hunter
    Benefits Group at 256.383.9523.  To enroll, you must print and complete
    either the Monthly Paid Enrollment Form or the Bi-Weekly Paid Enrollment
    Form and submit to the Office of Human Resources during the Open
    Enrollment Period each year.  A wellness benefit is payable once a year for
    each covered adult for cancer-screening tests such as PSA blood tests,
    mammography, pap smears, bone marrow tests, and other specific
    screenings.  To file a wellness claim, print, complete, and fax the Cancer
    Wellness Claim Form to Hunter Benefits Group at 256.383.9523.  Policy rates
    are as follows:

 

  Plan Type Monthly Premium Bi-Weekly Premium (24 deductions/year)
 
HIGH PLAN Individual $28.20 $14.10
Family $48.36 $24.18
 
LOW PLAN Individual $12.56 $6.28
Family $21.56 $10.78

 


Hospital Protection Plans (AFLAC)

Provides benefits for hospital confinement resulting from sickness or injury, including maternity.  An Initial Hospital Rider is available as well.  Three plan levels are available; see Brochure 1, Brochure 2, and Brochure 3 as well as the Surgery Schedule for full details.  payment is supplemental to benefits paid by any other insurance policy and is made directly to the employee by AFLAC.  To file a claim, print and complete the Hospitalization/Sickness Claim Form and fax to Hunter Benefits Group at 256.383.9523.  To enroll, you must print the Enrollment Form and submit to the Office of Human Resources during the Open Enrollment Period each year.  Policy rates are based on the employee's age at the time of enrollment and do not increase due to age.  Policy rate sheets are available below:

Rate Sheet for Bi-Weekly Employees

Rate Sheet for Monthly Employees


Short-Term Disability

Provides a weekly benefit to an employee whose illness or injury causes him/her to be unable to work for over 14 days.  Coverage is for up to 90 days from the date of injury/illness.  See brochure for full details.  Premiums are age- and income-based; the rate sheet is a part of the brochure.  To enroll, you must print and complete the Enrollment Form and submit to the Office of Human Resources during the Open Enrollment Period each year.


Vision (HUMANA)

To view the current vision coverage that is included in your BlueCross/BlueShield Health Insurance, please click here or the Vision link in the menu on the left.

The HUMANA Supplemental Vision Plan provides benefits for an eye exam and glasses or contact lenses annually.  Payment for these benefits is made directly to the eye-care provider; this payment is in addition to your current vision coverage with Blue Cross/Blue Shield.  See the HUMANA brochure for full details.  It is highly recommended that you consider this policy only if you plan to use one of the listed network providers.  To search for additional providers, refer to the Humana Vision website: (http://www.humana.com/members/plans/group/vision.asp)
The plan also offers discounts on lasik procedures; click on Lasik Providers, Lasik Providers Local, or Lasik Providers in Mississippi to view a list of providers.  To enroll, refer to the enrollment form contained in the brochure; enrollment takes place once per year during the University's Open Enrollment Period.  Enrollment forms must be submitted to the Office of Human Resources.  To file a claim, simply present the HUMANA vision card to the provider.  Rates for the vision plan are as follows:

 

Plan Type Monthly Premium Bi-Weekly Premium (24 deductions/year)
 
Employee Only $8.88 $4.44
Employee + One $17.76 $8.88
Family $23.76 $11.88

For questions or further information, please contact The Hunter Benefits Group: