supplemental Benefits
PDF PRESENTATION VIDEO PRESENTATION
To view a pdf version of the supplemental benefit PowerPoint presentation, please click the link labeled PDF PRESENTATION above. To view a Tegrity video presentation, please click the link labeled VIDEO PRESENTATION above.
Personal Accident Indemnity Plan (AFLAC)
Provides 24-hour accident coverage to covered employees and eligible dependents. Qualifying events include those due to an accident and resulting in: admission to a hospital; emergency transportation by ambulance; emergency treatment in a hospital, urgent care facility, university infirmary, or physician's office; confinement in an intensive care unit; or physical therapy. Diagnoses include: dislocations, fractures, eye injuries, broken teeth, paralysis, burns, lacerations, concussions, and others. An optional spouse disability rider is available as well. See brochure for full details. Payment is supplemental to benefits paid by any other insurance policy and is made directly to the employee by AFLAC. To file a claim, print and complete the Accident Claim Form and fax to Hunter Benefits Group at 256.383.9523. To enroll, you must print and complete the Enrollment Form and submit to the Office of Human Resources during the Open Enrollment Period each year. A wellness benefit is payable once per year per policy. To file a wellness claim, print, complete, and fax the Wellness Claim Form to Hunter Benefits Group at 256.383.9523. Policy rates are as follows:
| Plan Type | Monthly Premium | Bi-Weekly Premium (24 deductions/year) |
| Employee Only | $21.58 | 10.79 |
| Employee & Spouse | $30.55 | $15.28 |
| One Parent Family | $34.97 | $17.49 |
| Two Parent Family | $45.50 | $22.75 |
Group Voluntary Cancer Insurance
The University has, for many years offered a supplemental
cancer policy through
Professional Insurance Corporation (PIC). In 2009, the
University decided to offer a more current cancer policy
which provides greater benefits to employees. Below is the
information for both policies.
PIC Group Voluntary Cancer Insurance:
To view the PIC cancer policy, please click
here or the
Cancer/Intensive Care
Insurance link in the menu on the left. The rates for this
policy are as follows:
| Plan Type | Monthly Premium | Bi-Weekly Premium (24 deductions/year) | |
| HIGH PLAN | Individual | $6.00 | $3.00 |
| Family | $9.25 | $4.63 | |
Allstate Group Voluntary Cancer Insurance:
The Allstate Cancer Policy provides benefits for the
necessary treatment of
cancer or a specified disease.
Treatment must be received in the United
States or its
territories. See the
brochure and
schedule of benefits for full
details. Payment is
supplemental to benefits paid by any other insurance
policy
and is made directly to the employee by Allstate. To
file a claim, print
and complete the
Cancer/Specified Disease Claim Form and fax to Hunter
Benefits Group at 256.383.9523. To enroll, you must
print and complete
either the
Monthly Paid Enrollment Form or the
Bi-Weekly Paid Enrollment
Form and submit to the Office
of Human Resources during the Open
Enrollment Period each
year. A wellness benefit is payable once a year for
each covered adult for cancer-screening tests such as PSA
blood tests,
mammography, pap smears, bone marrow tests, and
other specific
screenings. To file a wellness claim,
print, complete, and fax the
Cancer
Wellness Claim Form to Hunter Benefits Group at
256.383.9523. Policy rates
are as follows:
| Plan Type | Monthly Premium | Bi-Weekly Premium (24 deductions/year) | |
| HIGH PLAN | Individual | $28.20 | $14.10 |
| Family | $48.36 | $24.18 | |
| LOW PLAN | Individual | $12.56 | $6.28 |
| Family | $21.56 | $10.78 | |
Hospital Protection Plans (AFLAC)
Provides benefits for hospital confinement resulting from sickness or injury, including maternity. An Initial Hospital Rider is available as well. Three plan levels are available; see Brochure 1, Brochure 2, and Brochure 3 as well as the Surgery Schedule for full details. payment is supplemental to benefits paid by any other insurance policy and is made directly to the employee by AFLAC. To file a claim, print and complete the Hospitalization/Sickness Claim Form and fax to Hunter Benefits Group at 256.383.9523. To enroll, you must print the Enrollment Form and submit to the Office of Human Resources during the Open Enrollment Period each year. Policy rates are based on the employee's age at the time of enrollment and do not increase due to age. Policy rate sheets are available below:
Rate Sheet for Bi-Weekly Employees
Rate Sheet for Monthly Employees
Short-Term Disability
Provides a weekly benefit to an employee whose illness or injury causes him/her to be unable to work for over 14 days. Coverage is for up to 90 days from the date of injury/illness. See brochure for full details. Premiums are age- and income-based; the rate sheet is a part of the brochure. To enroll, you must print and complete the Enrollment Form and submit to the Office of Human Resources during the Open Enrollment Period each year.
Vision (HUMANA)
To view the current vision coverage that is included in your BlueCross/BlueShield Health Insurance, please click here or the Vision link in the menu on the left.
The HUMANA Supplemental Vision Plan provides benefits for
an eye exam and glasses or contact lenses annually.
Payment for these benefits is made directly to the eye-care
provider; this payment is in addition to your current vision
coverage with Blue Cross/Blue Shield. See the
HUMANA brochure for full details. It is highly
recommended that you consider this policy only if you plan
to use one of the listed network providers. To search
for additional providers, refer to the Humana Vision
website: (http://www.humana.com/members/plans/group/vision.asp)
The plan also offers discounts on lasik procedures; click on
Lasik
Providers,
Lasik Providers Local, or
Lasik
Providers in Mississippi to view a list of providers.
To enroll, refer to the enrollment form contained in the
brochure; enrollment takes place once per year during
the University's Open Enrollment Period. Enrollment
forms must be submitted to the Office of Human Resources.
To file a claim, simply present the HUMANA vision card to
the provider. Rates for the vision plan are as
follows:
| Plan Type | Monthly Premium | Bi-Weekly Premium (24 deductions/year) |
| Employee Only | $8.88 | $4.44 |
| Employee + One | $17.76 | $8.88 |
| Family | $23.76 | $11.88 |
For questions or further information, please contact The Hunter Benefits Group:





