Teachers' Retirement System of Alabama (TRS)

The TRS is a defined benefit plan qualified under Section 401(a) of the Internal Revenue Code. As explained in the TRS Member Handbook, the plan provides disability and service retirement benefits to members and survivor benefits to qualified beneficiaries. A defined benefit plan provides the member with a specific benefit at retirement by calculating his/her retirement benefit based on a formula, which is listed on page 18 of the TRS member handbook or can be calculated using the Retirement Systems of Alabama (RSA) Retirement Benefit Estimate Calculator. Benefits are payable monthly for the lifetime of the member, possibly continuing for the lifetime of his/her beneficiary.

Participation in the TRS is mandatory if a person is employed in a position eligible for coverage in a non-temporary capacity on at least on a one-half time basis earning at least the federal minimum wage. Once enrolled, the member must continue participation until employment is terminated. The member’s contribution rate is 7.25% of his or her gross salary, and the University’s current match is 10% of the member’s gross salary.

A member is eligible to receive retirement benefits under either of the following conditions:

  • He/she has at least 10 years of service credit and has attained the age     of 60
  • After accumulating 25 years of service credit at any age
  • He/she has at least 10 years of service credit and become permanently disabled

Enrollment forms are completed during the new hire orientation meeting. The TRS website, located at http://www.rsa-al.gov contains more details regarding the plan.

The Retirement Systems of Alabama (RSA) publishes monthly newsletters containing information articles about the retirement system, legislative updates, and special deals for RSA members.  The newsletters are mailed to all members of TRS and archived copies of newsletters are available on their website.

If you wish to change your beneficiary prior to retirement, you may fill out the Change of Beneficiary Form and mail to Becky Price at UNA Box 5043.  Please do not send the completed form directly to the retirement system as the form must be notarized and a copy retained in your personnel file.  If you are a retiree of the University and wish to change your beneficiary, you must contact the RSA directly using the contact information below:

STREET ADDRESS:
201 South Union Street
Montgomery, AL  36104
(Map and Directions)

MAILING ADDRESS:
PO Box 302150
Montgomery, AL  36130-2150

RSA CONTACT CENTER
Phone: 334-517-7000 or toll-free 877-517-0020
Fax: 334-517-7001 or toll-free 877.517.0021

EMAIL ADDRESSES
MEMBER SERVICES: member.services@rsa-al.gov
TEACHERS' RETIREMENT SYSTEM: trsinfo@rsa-al.gov
PEEHIP: peehipinfo@rsa-al.gov