The University of North Alabama has a fully-insured group health insurance program with Blue Cross/Blue Shield of Alabama which includes medical, prescription drug, vision, psychiatric, and substance abuse benefits for full-time university employees, and their eligible dependents. The Health Plan at a Glance document below can be used a quick reference for coverage levels.
Health Plan at a Glance: Effective March 1, 2015 - February 28, 2016
To view the plan coverage in detail, refer to the Health Plan Booklet.
The medical portion of the plan includes coverage for both inpatient and outpatient medical care through Blue Cross/Blue Shield’s PPO network. Those covered under the University’s plan enjoy Blue Card PPO coverage which includes in-network coverage for any physician or facility in the Blue Cross/Blue Shield network, regardless of location. The Blue Card PPO Brochure provides more detail on this plan. Use this link to find out if a particular physician or facility is in the Blue Cross/Blue Shield network.
Expanded Psychiatric and Substance Abuse Benefits (EPS) are offered as part of the Blue Cross/Blue Shield health plan. The local providers for these benefits are Dr. Timothy Whalen and Dr. Andrew Wilkerson at Integrated Behavioral Health located at 203 West Avalon Avenue, Muscle Shoals, 256.386.1327. For assistance in finding a provider, please call Blue Cross/Blue Shield at 1-800-292-8868. The Health Plan at a Glance document and Health Plan Booklet provide detailed information regarding the medical, psychiatric, and substance abuse coverages. Please see the information below for more detailed descriptions of EPS benefits through Alabama Psychiatric Services.
Air Medical Services, also a part of the plan, provide covered transportation services to a hospital near a covered member’s home should he/she be hospitalized while more than 150 miles from home.
Health Insurance Premiums
*includes Medical, Prescription Drug, and Vision Coverages
Effective March 1, 2015
Individual Monthly Premium: $466.35
Individual Monthly Taxes/Fees (associated with the Affordable Care Act): $13.81
(paid in full by the University for eligible employees)
Family Monthly Premium: $507.02
Family Monthly Taxes/Fees (associated with the Affordable Care Act): $20.30
Initial enrollment for the health plan is conducted during new-hire orientation. Annual open enrollment is during February with an effective date of March 1 of each year.